There are four steps involved in getting a loan. We've made your involvement in them as easy as possible, and we do most of the work! That's what we are here for.

Step one: find out how much you can borrow 

It depends on several things. What monthly payment can you afford? How much will a lender loan you based on your income, debt, and credit history? We will get you an idea of terms and loan program you can expect to get based on standard lender guidelines.

Step two: provide information and pre-qualify 

This is where you save the most money. You provide information about your assets, employment, residence history, etc. We get your permission to run your credit report. When we review all these documents we give you a Pre-Qualification Letter. Your realtor will use it to make the best offer on the property you choose, and seller knows that you are pre-qualified.

Step three: apply now! 

After your offer has been accepted you are ready to complete the loan application. You can do it online here at our website or you can call us and we will do it with you.

Step four: loan is funded 

Your and the seller's agents will work together to choose an escrow/title company to handle the funding after it is approved. We will coordinate this process with escrow company to make sure all the papers are in order and properly filled, and you will sign everything at closing.